Optimizing reinsurance protection in case of loss of mutualization Abstract

O. Lopez

Context and aims

In this project, we will consider situations in which the traditional model of insurance is endangered by the fact that spatial correlations or increase of frequency and severity limit the possibility to mutualize. We will try to optimize the way reinsurance via public private partnership (like the natural catastrophe regime in France) can absorb the risk via appropriate premiums and conditions, depending on the exposure of the insurance companies.

Project domain: Actuarial science

Sponsor: CARE chair (ENSAE)